{"id":241,"date":"2019-10-12T22:00:00","date_gmt":"2019-10-12T22:00:00","guid":{"rendered":"https:\/\/www.hickoryflatdentist.com\/blog\/?p=241"},"modified":"2019-11-22T22:03:03","modified_gmt":"2019-11-22T22:03:03","slug":"dentist-in-canton-maximize-your-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.hickoryflatdentist.com\/blog\/2019\/10\/dentist-in-canton-maximize-your-insurance-benefits\/","title":{"rendered":"Don\u2019t Wait: Why It\u2019s Best to Use Your Insurance Benefits Before the Year Is Over"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.hickoryflatdentist.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_289504813__1573573483_17836.jpg\" alt=\"a woman looking at her smile in the mirror at the dentist\u2019s office\" class=\"wp-image-242\" width=\"305\" height=\"203\" srcset=\"https:\/\/www.hickoryflatdentist.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_289504813__1573573483_17836.jpg 800w, https:\/\/www.hickoryflatdentist.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_289504813__1573573483_17836-300x200.jpg 300w, https:\/\/www.hickoryflatdentist.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_289504813__1573573483_17836-768x512.jpg 768w\" sizes=\"auto, (max-width: 305px) 100vw, 305px\" \/><\/figure><\/div>\n\n\n\n<p>When it comes to your oral health, do you consider it to\nbe a priority? If you have dental insurance, it\u2019s clear that you believe it is\nimportant, but if all you\u2019re doing is using it as an \u201cemergency only\u201d safety\nnet, you will become one of the millions of people who will lose hundreds, if\nnot, thousands of dollars in benefits each year. It\u2019s time to stand out from\nthe crowd and listen to your dentist in Canton who explains why it\u2019s in your\nbest interest to maximize your insurance before the year is over.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">What Happens When January 1 Arrives?<\/h2>\n\n\n\n<p>As you\u2019re preparing to ring in the New Year, your dental\ninsurance company is counting down the seconds until your benefits expire. The\nmoment the clock strikes midnight on December 31, 2019, everything you\u2019ve\naccrued toward your deductible and annual maximum will go back to the insurance\ncompany, leaving you back at zero to start 2020. If this sounds unfair, it\u2019s\nthe reality when it comes to all types of insurance. <\/p>\n\n\n\n<p>There are no rollovers with dental benefits, which is why\nmore than $150 billion is lost from individuals not using their private dental\ninsurance to their full advantage during a calendar year. If that sounds like a\nlot of money to you, it\u2019s because it is! If you want to keep from being one of\nthose people who are paying for a policy only to have unused benefits returned\nto the insurance company, here\u2019s how you can keep more money in your wallet and\nstill get high-quality dental care. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Make the Most Out of Your Benefits<\/h2>\n\n\n\n<p>When reviewing your policy, it\u2019s likely that you\u2019re looking\nat the premium, deductible, annual maximum, and how much individual services\nwill cost. Although each insurance policy is different, it\u2019s likely that your\nplan will cover:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>100% preventive care (i.e. checkups and\ncleanings, x-rays)<\/li><li>70-80% minor services (i.e. dental fillings)<\/li><li>50-70% major services (i.e. root canal, dental\ncrown, extractions)<\/li><\/ul>\n\n\n\n<p>Understanding exactly what your plan offers will only\nbenefit you when it comes to planning for your dental needs. To ensure you\u2019re\ngetting the most out of your insurance plan, here are a few things to be\nmindful of:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Get Your Regular Checkups and Cleanings<\/h3>\n\n\n\n<p>The ADA recommends that individuals see their dentist every\nsix months for checkups and cleanings. Since most insurance companies will pay\n100% for these visits, you are not only saving money by paying little to no out\nof pocket expenses, but you\u2019re also ensuring no problems develop in the future,\nand you\u2019re able to take care of your oral health now instead of waiting until\nyou can afford to do so. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Avoid Fee Increases<\/h3>\n\n\n\n<p>With each calendar year, insurance companies have no problem\nraising the price of premiums or changing your dental benefits. To avoid this,\nmake sure that if your dentist recommends you move forward with a particular\nprocedure that you get it scheduled before the end of the year. Otherwise, it\nmay not be covered in or will cost you significantly more if you wait. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Take Advantage of Meeting Your Deductible<\/h3>\n\n\n\n<p>Once you\u2019ve met your deductible, your insurance company must\npay more for the services you receive, so why not take advantage of that by getting\nthe dental care you need? By allowing them to pay more, you get to keep more\nmoney in your wallet and improve your oral health before the new year. <\/p>\n\n\n\n<p>Don\u2019t let your hard-earned money go to waste! If you\u2019re\nconcerned you might lose valuable benefits as 2019 comes to a close, call your\ndentist\u2019s office and speak to a team member who can help you maximize your\ncoverage while there is still time.<\/p>\n\n\n\n<p><strong>About the Practice<br><\/strong>At Dentistry at Hickory Flat, we understand that dental work isn\u2019t always affordable. Whether you need a general cleaning or dental crown, the cost for these services can add up, causing you to make a choice between your oral health and other necessities. This is why dental insurance is one of the most recommended and beneficial investments you can make. Our team of dentists want you to feel confident and comfortable about receiving high-quality dental care in a compassionate environment. As an in-network provider for many insurance companies, we also offer discounted pricing and financing options for uninsured individuals. To learn more about us, visit our <a href=\"https:\/\/www.hickoryflatdentist.com\/contact-us.html\">website<\/a> or call<strong> (770) 213-8166.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to your oral health, do you consider it to be a priority? If you have dental insurance, it\u2019s clear that you believe it is important, but if all you\u2019re doing is using it as an \u201cemergency only\u201d safety net, you will become one of the millions of people who will lose hundreds, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-241","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dentist in Canton | Dental Insurance | Dentistry at Hickory Flats<\/title>\n<meta name=\"description\" content=\"If you\u2019re thinking about holding off on your dental procedure until next year, find out why your dentist in Canton says it could end up costing you more.\" \/>\n<meta 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